Identity Theft

 

The Identity Theft First Aid Kit will guide you through your response and recovery process. 

Other Links: - Identity Theft - What Should I do now?

                        - Identity Theft Protection Reviews 


Identity theft is the fastest growing crime in the country. 

Identity theft is the unauthorized use of another person's "personal identifying information" to obtain credit, goods, services, money, or property; or commit a felony or misdemeanor.  It can not be prevented but you can minimize the risk of becoming a victim.

The following tips can help you avoid becoming a victim of identity theft.


DO NOT:

  • carry Social Security card
  • carry several credit cards
  • give personal information over the telephone
  • print identification numbers on checks
  • answer unsolicited email requests for personal information

ALWAYS:

  • look for financial statements and bills on due dates
  • review statements and bills promptly
  • when ordering checks, if possible, pick up at bank
  • keep personal papers in a safe place
  • remove mail promptly from your mailbox
  • shred personal mail and information
  • stop mail while on vacation
  • STOP telemarketing calls by calling the National Do Not Call Registry 1-888-382-1222 http://www.donotcall.gov/
  • shop with online merchants that have a secure site (URL, or web site address, should begin with "https).  A graphic, such as a lock, should appear in the bottom right corner of your browser bar.


REMOVE your name from marketing lists by calling 1-888-5-OPTOUT (567-8688)


REQUEST credit reports annually from ALL three reporting agencies.  NO FEE   https://www.annualcreditreport.com/cra/index.jsp   (877-322-8228)


If You Suspect Identity Theft:

  • File a police report and request a copy.
  • File a complaint with the FTC (Federal Trade Commission) at 877-483-4338
  • Close all accounts affected.
  • Contact your bank.
  • Keep a detailed log of who has been contacted and copies of all correspondence.
  • Place fraud alerts on all accounts with one of the following: 

Equifax: 1-800-525-6285 

Experian: 1-888-397-3742

TransUnion: 1-800-680-7289
 

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